Motorbikes are the number one favorite alias wheel used by all Indonesian families. The reason is that this motorbike is very good at penetrating the crowds of the road, it does not cause irritation if there are 2 to 3 motorbikes on one roof alone. Considered as a fairly cheap and fast transportation, motorbikes are perfect for getting to work or rushing to school for those who are students. However, there is something that many people forget about using motorbikes, namely motorcycle insurance.
Most of the common people do not give more treatment by insuring their two-wheeled vehicles except for motorbike owners with exorbitant prices such as big motorbikes. People who drive by motorbikes are much more eager to prepare insurance for their favorite motorbikes because insurance will protect the motorbike from loss or damage, which of course this insurance is very useful. Moreover, the fact that there are too many risks on the road, and accidents are not rare items that make many people die on the road and often result in severe damage to vehicles. Therefore, acting wisely by insuring motorized vehicles is very important, especially if it is accompanied by other insurance that will make you calm driving down the highway.
Type of Insurance Guarantee
Of course, the tranquility of having this family's flagship transportation has also crossed your mind, therefore you find out a lot of information about motorcycle insurance. For information, before visiting to find an insurance company, there is nothing wrong with knowing the two types of two-wheeled vehicle insurance coverage that are widely offered in regions in Indonesia. First, you can choose a total loss insurance guarantee which is more commonly called TLO, now this type of insurance will compensate for your motorbike damaged due to road accidents, due to fire to cases of theft, but provided that usually the damage you suffer must be above 75% of the price your original motor. And in the case of loss, this insurance applies if within 2 months the vehicle is not found.
The second motorized vehicle guarantee that you can choose from is comprehensive insurance or also popularly known as all risk insurance. Here, the insurance holder benefits more because all kinds of risks to the motorbike will be taken over by the insurance company whether it is scuffed, slipped, lost, stolen, any disaster that touches your motorbike. But, don't forget, every all risk insurance company has its own features from the range of average premiums for protection and costs of motor cranes, for example.
Tips for Taking Vehicle Insurance
Already knowing which motorcycle insurance coverage you will choose, now is the time to formulate a way for you not to turn to the wrong insurance choice. The first step is to collect 3 to 4 brochures of different insurance companies. From here, you can learn various information related to the insurance of each company. You can also compare the advantages and disadvantages of each company, the types of protection offered and the range of insurance premiums you will also know from here.
As a suggestion, it is good for you to choose insurance that also protects you from the authority of vehicle damage to vehicles that do not belong to you and insurance that is responsible for the passengers you carry on your motorbike. In addition, you can choose your insurance choice on insurance that will help you from being damaged due to natural disasters because not all offer these benefits. Even though it needs to be remembered, Indonesia is often hit by natural disasters. Another consideration, see clearly whether this insurance product provides complete and neat facilities. Like having a lot of workshop partners and pampering you with 24-hour service in a precarious state and free of cranes.